Because the same amount of science and research that has gone into assisting humans has also been applied to help animals, some complex or repeat procedures/medical care for the feline family member can be a costly exercise. One family discovered they had insured their cat just in time so despite a CATastrophe caused by a car accident they didn’t have to worry about the $3000 on their credit card! And they got their friend back in one piece.
While legislation prevents us from recommending any particular insurance company’s product, we can say the Cat Clinic recommends you insure your cat for at least the first two years of its life if it goes outside (and even if it doesn’t – accidents do happen in the home!). After that, the next important time to insure is once your cat reaches eight years old, as this is when medical problems such as kidney problems, diabetes and cancer begin to consume time and finances. You can look at insurance in two ways. One is kind of a ‘prepayment plan’ where the company keeps your money till you need it. The other is the traditional view that insurance just means you pay a fee against potential risk. Insurance premiums vary from $17 - $40 per month, and the cover varies with the company. The current providers of insurance are listed below.
AFS-PetMed: www.petsure.com.au - 1300 732 172
Perfect Partners Pet Cover: www.petsure.com.au - 1300 668 100
Petcover: www.petcover.com.au - 1300 731 324
Petsecure: www.petsecure.com.au - 1300 855 160
RPSCA Pet Insurance: www.rspcapetinsurance.org.au - 1300 855 150
Vets Own www.vetsown.com.au - 1300 668 890
Some Home and Contents Insurance (currently NRMA and GIO) provide $500 for trauma-based injuries.